Complete Guide to LMI Waivers for Medical Professionals in 2025

Lenders Mortgage Insurance (LMI) is one of the biggest upfront costs when buying a home with less than 20% deposit. For medical professionals in Australia, however, there’s excellent news: many lenders offer LMI waivers or significant discounts. What is LMI and Why It Matters LMI protects the lender if you default on your loan. It […]
First Home Buyer’s Guide for Junior Doctors and Registrars

Starting your medical career while navigating the property market can feel overwhelming. The good news? As a junior doctor or registrar, you have access to home loan benefits that standard borrowers can only dream of. Why Junior Doctors Are in a Unique Position Despite being early in your career, lenders recognize: This means you can […]
Investment Property Strategies for Medical Professionals

Build wealth through property investment with tax-effective strategies tailored for high-income medical professionals. Negative gearing, depreciation, and more.
How ABN and Locum Income is Assessed for Home Loans

Mixing PAYG salary with locum or private practice income? Learn exactly how lenders assess medical ABN income and how to maximise your borrowing capacity.