Home loans made for medical professionals
Leverage medical-friendly lender policies to borrow smarter—without the runaround.
We’ll call or text only for your inquiry. No spam. Privacy guaranteed.
- 4.9/5 Google Rating
Medical-Friendly Policies from specific Medico lenders
$500M+ settled for medical pros
Medical Professional Benefits
Access exclusive lending policies designed specifically for healthcare professionals.
Potential LMI waivers/discounts for eligible medical professionals
Higher LVRs often available – up to 95% for some professions
Flexible income assessment for PAYG + locum/ABN income
Fast policy checks and turnaround – typically 48 hours
Who We Help?
Specialist mortgage solutions for every stage of your medical career.
Doctors
Specialist packages for GPs, registrars, and specialists with flexible income assessment.
Dentists
Competitive rates for dental professionals with medical-friendly LMI policies.
Nurses
Tailored solutions for registered nurses and nurse practitioners.
Allied Health
Loans for physiotherapists, psychologists, and allied health professionals.
Simple 3-Step Process
From first call to settlement, we make it straightforward.
1
Discovery Call
Quick 15-minute chat to understand your needs, income structure, and goals.
2
Compare & Structure
We find the best medical-friendly lenders and structure your application optimally.
3
Approval & Settlement
Fast-track approval with medical-specialist lenders, then smooth settlement.
What Medical Professionals Say
Trusted by doctors, dentists, nurses, and allied health professionals across Australia.
“Made buying our first home so much easier. The team understood our complex income structure perfectly.”
Dr. S.K.
GP Registrar
“Secured a great rate and avoided LMI on our investment property. Highly recommend for medical professionals.”
A.M.
Dentist
“After-hours consults fit perfectly with my roster. Professional and efficient service throughout.”
R.T.
Emergency Nurse
Frequently Asked Questions
Quick answers to common questions from medical professionals.
How does LMI work for medical professionals?
Many lenders offer LMI waivers or significant discounts for medical professionals, especially doctors and dentists. This can save you thousands of dollars when borrowing above 80% LVR. Eligibility typically depends on your role, years of experience, and the lender’s specific medical professional policy.
Can I use my ABN income?
Yes! We work with lenders who understand medical income structures. You can typically combine your PAYG base salary with locum, private practice, or ABN income. We’ll help structure your application to maximise your borrowing capacity while meeting lender requirements.
How long does pre-approval take?
Typically 2-3 business days once we have all the required documents. We prioritise medical professionals with after-hours availability and fast-track processing where possible.
Do you offer construction loans?
Yes! We arrange construction loans with progressive drawdowns and understand the unique needs of busy medical professionals who don’t have time for constant site visits. We work with builder-friendly lenders and can coordinate the entire process.
Ready to get started?
Book a quick 15-minute call to discuss your home loan needs.